Voluntary Benefits

We provide cash benefits in case of a serious Illness or Injury to help cover out of pocket expenses. You can use these monies to help keep you as close to finacially whole and keep your every day living expeses paid, such as your mortgage, car payment, credit card bills, child care, utilities, etc. 

Disability

Replaces a portion of your income if you are sick or injured and unable to work

Cancer

Helps offset out of pocket expenses incurred from inital diagnosis through recovery. Provides an additional benefit for cancer screening tests

Critical Illness

Provides a lump-sum benefit if you are diagnosed with a covered illness. These payments can be used however they are needed

Vision

Optional vision coverage available

Hospital

Can pay a benefit directly to you for hospital stays or outpatient surgery, in addition to any medical insruance you have

Long Term Care

Protects the most important asset and helps provides the peace of mind your family deserves

Accident

Benefits paid directly to you that can help pay expenses if a covered accident occurs

Life

Provides the financial support your loved ones need if you pass away

Dental

Benefits that can cover routine and unexpected dental work.

About 66.5% of bankruptcies are caused by medical debt, or about 530,000 cases a year.

About 66.5% of bankruptcies are caused by medical debt, or about 530,000 cases a year.